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Injured Chinese tourists are patched up by rescuers after crashing

Four on a Bike Crash: Rider, Three Tourists Hurt in Phuket Ditch Plunge

Tuesday, December 1, 2015
PHUKET: A motorcycle taxi carrying three Chinese men crashed off a steep Phuket road yesterday, injuring all four on board.

The single-vehicle cash took place about 3.30pm as the motorcycle taxi rider carried the three men along the west coast road towards Patong.

He failed to negotiate the deep valley near the Naka Resort and the motorcycle and its human cargo plunged into a ditch.

Rescuers patched up the rider and his three passengers and took them all to Patong Hospital.

They were all treated and allowed to leave.

The rider is likely to face dangerous driving and driving while overloaded charges.

Travel insurance for tourists has become a hot topic among envoys because uninsured tourists and expats sometimes leave bills unpaid after being treated at Phuket's public hospitals.

The issue is likely to be aired again when the holiday island's honorary consuls meet Phuket's governor at their monthly meeting on December 17.

However, the barrier to compulsory travel insurance has always been that introducing such a scheme would make Phuket and Thailand more expensive than rival destinations within the region.

Thais travelling to Europe must have travel insurance.

Comments

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Yeah....umm don't think travel insurance would have paid for this stupidity anyway. In saying that I believe travel insurance should be compulsory when travelling overseas, it's not as though it is that expensive.

Posted by Hammer on December 1, 2015 10:52

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All motor bike when paying road tax must present their compulsory Government insurance. The motor bike is required to have this compulsory insurance so if he did that should have covered their medical expenses up to 50,000 Baht all they have to do is take a copy of the police report and the insurance paper to any hospital. In addition even though 50,000 Baht seams like a very small amount it would cover around 100,000 Baht worth of medical that a Foreigner would normally pay as the hospital can only charge at the Government insurance rate for services and are not allowed to make up the difference by charging the Foreigner. I have used it in the past with no problems just signed the bill and was on my way.

Posted by mike on December 1, 2015 14:41

Editor Comment:

The question is, mike, whether insurance applies if the rider breaks the rules. Three passengers on the back is clearly overload. Does insurance apply in all circumstances? I doubt it. Is there no fine print escape clause that if the driver is drunk or breaks the law, the contract is null and void? That would be a surprise. Usually insurance is only paid if laws are obeyed.

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Travel insurance, though prudent to have and highly recommended, should not come into play.

Any commercial vehicle used for passenger transport must have proper insurance to cover any injury or death.

Such insurance (in the developed world) often costs as much as 20x the running rate of a private vehicle due to the extended liability.

I'm quite sure Thailand has such laws.

I wonder what kind of insurance the motorbike taxi driver in question had and would like to know who is responsible for verifying that registered taxis have such (valid) insurance.

Posted by Herbert on December 1, 2015 15:06

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All together 4 persons on 1 motorbike?
A big joke. It is simply not allowed.
No insurance will accept any claim. period.

Posted by Kurt on December 1, 2015 18:56

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"Does insurance apply in all circumstances? I doubt it. Is there no fine print escape clause that if the driver is drunk or breaks the law, the contract is null and void? That would be a surprise. Usually insurance is only paid if laws are obeyed."

Yes, 3rd party insurance will still pay, but may try to recoup from the responsible party, in this case the driver.

Posted by stevenl on December 3, 2015 09:49


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